Some More Things That You Can Do to Protect Yourself From Identity Theft

Some More Things That You Can Do to Protect Yourself From Identity Theft

Here are other things that you can do to guard yourself against identity theft:

1. Avoid telemarketers. As much as possible, opt  identityiq trial out of the marketer’s hit lists and do not subscribe to more junk mails. It would also be nice if you have your name stricken off credit card solicitations. Your personal information is more at risk when you are subscribed to these lists thus, if you do not need them, trash them.

2. Take the defensive side with your personal information. Whenever one asks you for your personal information like your social security number or driver’s license number, ask the person if it is absolutely necessary that you give out these types of information. If they are from legitimate companies, like your insurance companies, you can first ask for their privacy policies. This privacy policy contains a lot of information as to how these companies protect your personal data so it’s best to read them. If it is not included in the privacy statement, you can ask your company or organization not to give your information to anyone else and if you can arrange it.

3. Monitor your credit report. By law, you are entitled to get one free copy of your credit report every year from any of the three credit bureaus. If you will be strategic enough, you can ask one copy from each credit bureau every four months. This would mean that you can monitor your credit report three times every year. This would mean that you can monitor any suspicious activities that are going on, if any. If there are any inconsistencies, you need to report it immediately to your local credit card company and alert them immediately for a potential identity theft case. There are also identity theft protection programs that you can subscribe. They will alert you when there is any changes in your credit report so you will know immediately when someone tries to hack your credit card.

4. Review ’em before ditching ’em. Each credit card statement that you receive should be thoroughly reviewed before they are ditched into the garbage bin. You have to ensure that you do recognize the merchants, location and purchases listed in your statement. Again, if there are any purchases that you feel you did not make yourself then you need to have them reported immediately. If you are not fond of using credit cards, whether they are bank issued or department store provided, if you are not using them, close them. This would significantly decrease the chances of other people getting into your credit account and using it for their own financial benefits.

Despite all the necessary precautions that you can do to shield you from identity theft, something can always go wrong and the wall that you built around you can crumble down to pieces. You should know that with identity theft, there is no sure thing but there are also a couple of thing that you can do when you discover that you have been victimized. It may take a long while but rest assured that when it’s done, you can sleep tight and know that you’ve been cleared of any crimes done under your name.

Leave a comment

Your email address will not be published.